November 4, 2025
Households Anxious As Mid-Sized Bank Risks Rise
Fresh polling and new credit analysis point to a financial picture that still feels tight for Canadian households, even after the recent Bank of Canada rate cut of 2.25 percent. Anxiety is showing up in day‑to‑day budgets, with a national survey by United Way Centraide finding that 55 percent feel anxious about their personal finances and 42 percent could cover less than one month of expenses if their main income disappeared. Markets will read that as pressure on discretionary spending and on credit performance at the margin. The question now is how quickly rate relief flows through to monthly payments
